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I.T.Tower Located in The Heart Of Lahore Adjacent to Hafeez Center , Pace and ChenOne.

Shops and Offices equipped with most modern facilities.

Lahore Bigest Car Parking Floors (5 Car Parking Floors)

Location In Lahore, pakistan Address : 73-E-1, Gulberg III, Lahore

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www.urbandevelopers.com.pk

Cell: 0333-4207020

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Engro Rupiya Certificates

KARACHI: Engro Rupiya Certificates announced Thursday the launch of big savings certificates Rupiya opportunity to offer investors an unprecedented rate of 14.5 percent return.

Addressing the ceremony, Ruhail Muhammad, Chief Financial Officer, Engro Corporation Limited said, Engro Rupiya license is a cheap product in accordance with the tradition of Engro Pakistan is a pioneer in the business world, and the goal is to provide investors the opportunity to be part of the vision and Engro and save investors can count on.

He said at the time of national savings schemes, income does not exceed 13 percent, and it would be a very interesting product for retail investors.

The first term of Finance Certificate (TFC), which will be launched by Engro Corp, the financial product that provides for payments twice a year, a minimum of Rs 25000, episode three years, he said.

He said that although the product is for a period of three years, but also offers investors the opportunity to redeem the certificates at any time, with the benefits accrued from the date of purchase to the date of receipt.

To ensure greater awareness and convenience for investors, thickened Corp. has partnered with 15 institutions including 11 banks and certain financial organizations to facilitate investors to buy these certificates, Ruhail said.

We understand the needs of investors and the constraints they face, and thickened Rupiya provides a reliable and efficient domestic investment in Pakistan, he said.

He said that TFC is an instrument of corporate debt, which will raise funds thickened at a slower pace compared with banks, despite paying a higher rate of profit for its investors.

The investors include Pakistani citizens, or a person of dual nationality, is a Pakistani national, and foreign, even living in Pakistan or abroad can invest in these therapeutic feeding centers.

While other eligible investors include companies, partnerships or other legal entities incorporated or established within or outside Pakistan, mutual funds, provident / pension / service companies incorporated outside Pakistan.

In case of redemption before the expiration of a penalty () of 2 two per cent is levied on the investment amount in circulation.

However, the benefit is payable from the date of purchase of the CNT, he said.

He said there are three parties are contractually bound to a question TFC comprising the issuer (the borrower), investors (lenders), and the administrator.

The administrator, usually a financial institution, is appointed by the issuer to protect the contractual rights and interests of investors at any time and is thickened TFC Trust Corporation.

FOR MORE DETAILS: UAN: 021-111-787-492

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Top 10Intelligence Agencies of the World

Top 10Intelligence Agencies of the World

Intelligence agencies play a critical role in the overall military doctrine of any country. Pakistan has also created its own intelligence agency to protect and safeguard its supreme national interests. Till date our primary intelligence agency ISI has successfully achieved its goals. Here is a recent list of top 10 Best Intelligence Agencies list as compiled by a famous blog site. What is worth mentioning here is that ISI tops the list as least funded and yet the one who got the best results.

10. ASIS – Australia

Formed                13 May 1952

Headquarters    Canberra, Australian Capital Territory, Australia

Annual budget  $162.5m AUD (2007)

Minister responsible      The Hon. Stephen Smith MP, Minister for Foreign Affairs

Agency executive            Nick Warner, Director-General

Australian Secret Intelligence Service is the Australian government intelligence agency responsible for collecting foreign intelligence, undertaking counter-intelligence activities and cooperation with other intelligence agencies overseas. For more than twenty years, the existence of the agency was a secret even from its own government. Its primary responsibility is gathering intelligence from mainly Asian and Pacific interests using agents stationed in a wide variety of areas. Its main purpose, as with most agencies, is to protect the country’s political and economic interests while ensuring safety for the people of Australia against national threats.

9. RAW – India

Formed                21 September 1968

Headquarters    New Delhi, India

Agency executive            K. C. Verma, Secretary (R)

Parent agency   Prime Minister’s Office, GoI

Research and Analysis Wing is India’s external intelligence agency. It was formed in September 1968, after the newly independent Republic of India was faced with 2 consecutive wars, the Sino-Indian war of 1962 and the India-Pakistani war of 1965, as it was evident that a credible intelligence gathering setup was lacking. Its primary function is collection of external intelligence, counter-terrorism and covert operations. In addition, it is responsible for obtaining and analyzing information about foreign governments, corporations, and persons, in order to advise Indian foreign policymakers. Until the creation of R&AW, the Intelligence Bureau handled both internal and external intelligence.

8. DGSE – France

Formed                April 2, 1982

Preceding agency            External Documentation and Counter-Espionage Service

Minister responsible      Hervé Morin, Minister of Defence

Agency executive            Erard Corbin de Mangoux, Director

Directorate General for External Security is France’s external intelligence agency. Operating under the direction of the French ministry of defence, the agency works alongside the DCRI (the Central Directorate of Interior Intelligence) in providing intelligence and national security, notably by performing paramilitary and counterintelligence operations abroad. The General Directorate for External Security (DGSE) of France has a rather short history compared to other intelligence agencies in the region. It was officially founded in 1982 from a multitude of prior intelligence agencies in the country. Its primary focus is to gather intelligence from foreign sources to assist in military and strategic decisions for the country. The agency employs more than five thousand people.

7. FSB – Russia

Formed                3 April, 1995

Employees          350,000

Headquarters    Lubyanka Square

Preceding agency            KGB

The Federal Security Service of Russian Federation (FSD) is the main domestic security agency of the Russian Federation and the main successor agency of the Soviet-era Cheka, NKVD and KGB. The FSB is involved in counter-intelligence, internal and border security, counter-terrorism, and surveillance. Its headquarters are on Lubyanka Square, downtown Moscow, the same location as the former headquarters of the KGB. All law enforcement and intelligence agencies in Russia work under the guidance of FSB, if needed. For example, the GRU, spetsnaz and Internal Troops detachments of Russian Ministry of Internal Affairs work together with the FSB in Chechnya. The FSB is responsible for internal security of the Russian state, counterespionage, and the fight against organized crime, terrorism, and drug smuggling. The number of FSB personnel and its budget remain state secrets, although the budget was reported to jump nearly 40% in 2006.

6. BND – Germany

Formed                1 April 1956

Employees          6,050

Agency executive            Gehlen Organization

Parent agency   Central Intelligence Group

The Bundesnachrichtendienst is the foreign intelligence agency of the German government, under the control of the Chancellor’s Office. The BND acts as an early warning system to alert the German government to threats to German interests from abroad. It depends heavily on wiretapping and electronic surveillance of international communications. It collects and evaluates information on a variety of areas such as international terrorism, WMD proliferation and illegal transfer of technology, organized crime, weapons and drug trafficking, money laundering, illegal migration and information warfare. As Germany’s only overseas intelligence service, the BND gathers both military and civil intelligence.

5. MSS – China

Jurisdiction         People’s Republic of China

Headquarters    Beijing

Agency executive            Geng Huichang, Minister of State Security

Parent agency   State Council

Ministry of State Security is the security agency of the People’s Republic of China. It is also probably the Chinese government’s largest and most active foreign intelligence agency, though it is also involved in domestic security matters. Article 4 of the Criminal Procedure Law gives the MSS the same authority to arrest or detain people as regular police for crimes involving state security with identical supervision by the procuratorates and the courts. It is headquartered near the Ministry of Public Security of the People’s Republic of China in Beijing. According to Liu Fuzhi, Secretary-General of the Commission for Politics and Law under the Central Committee of the Communist Party of China and Minister of Public Security, the mission of the MSS is to ensure “the security of the state through effective measures against enemy agents, spies, and counter-revolutionary activities designed to sabotage or overthrow China’s socialist system.”  One of the primary missions of the MSS is undoubtedly to gather foreign intelligence from targets in various countries overseas. Many MSS agents are said to have operated in the Greater China region (Hong Kong, Macau, and Taiwan) and to have integrated themselves into the world’s numerous overseas Chinese communities. At one point, nearly 120 agents who had been operating under non-official cover in the U.S., Canada, Western and Northern Europe, and Japan as businessmen, bankers, scholars, and journalists were recalled to China, a fact that demonstrates the broad geographical scope of MSS agent coverage.

4. CIA – America

Formed                September 18, 1947

Employees          20,000

Agency executive            Leon Panetta, Director

Parent agency   Central Intelligence Group

CIA is the largest of the intelligence agencies and is responsible for gathering data from other countries that could impact U.S. policy. It is a civilian intelligence agency of the United States government responsible for providing national security intelligence to senior United States policymakers. The CIA also engages in covert activities at the request of the President of the United States of America. The CIA’s primary function is to collect information about foreign governments, corporations, and individuals, and to advise public policymakers. The agency conducts covert operations and paramilitary actions, and exerts foreign political influence through its Special Activities Division. It has failed to control terrorism activities including 9/11, Not even a single top level Al-Queda leader captured own its own in the past 9 years – ‘they missed 1 Million’ Soviet troops marching into Afghanistan’. Iraq’s Weapons of Mass Destruction, Have the found them yet? -Number of defectors/ double agents numbers close to a thousand. On 50th anniversary of CIA, President Clinton said ”By necessity, the American people will never know the full story of your courage. Indeed, no one knows that what CIA really does”. Highly funded and technologically most advanced Intelligence set-up in the world.

3. M1-6 – United Kingdom

Formed                1909 as the Secret Service Bureau

Jurisdiction         Government of the United Kingdom

Headquarters    Vauxhall Cross, London

Minister responsible      The Rt Hon. William Hague MP, Foreign Secretary

Agency executive            Sir John Sawers KCMG, Director General

Parent agency   Foreign and Commonwealth Office

The British have had a long public perception of an effective intelligence agency (due to the success of the unrealistic, yet entertaining, James Bond movies). This perception matches reality. MI6, the British equivalent to the CIA, has had two big advantages in staying effective: The British Official Secrets Act and D notices can often prevent leaks (which have been the bane of the CIA’s existence). Some stories have emerged. In the Cold War, MI6 recruited Oleg Penkovsky, who played a key part in the favorable resolution of the Cuban Missile Crisis, and Oleg Gordievski, who operated for a decade before MI6 extracted him via Finland. The British were even aware of Norwood’s activities, but made the decision not to tip their hand. MI6 also is rumored to have sabotaged the Tu-144 supersonic airliner program by altering documents and making sure they fell into the hands of the KGB.

2. Mossad – Israel

Formed                December 13, 1949 as the Central Institute for Coordination

Employees          1,200 (est)

Agency executive            Meir Dagan, Director

Parent agency   Office of the Prime Minister

The Mossad is responsible for intelligence collection and covert operations including paramilitary activities. It is one of the main entities in the Israeli Intelligence Community, along with Aman (military intelligence) and Shin Bet (internal security), but its director reports directly to the Prime Minister. The list of its successes is long. Israel’s intelligence agency is most famous for having taken out a number of PLO operatives in retaliation for the attack that killed eleven Israeli athletes at the 1972 Olympic games in Munich. However, this agency has other success to its name, including the acquisition of a MiG-21 prior to the Six-Day war of 1967 and the theft of the plans for the Mirage 5 after the deal with France went sour. Mossad also assisted the United States in supporting Solidarity in Poland during the 1980s.

1. ISI – Pakistan

Formed                1948

Jurisdiction         Government of Pakistan

Headquarters    Islamabad, Pakistan

Agency executive            Lieutenant General Ahmad Shuja Pasha, PA Director General

With the lengthiest track record of success, the best know Intelligence so far on the scale of records is ISI. The Inter-Services Intelligence was created as an independent unit in 1948 in order to strengthen the performance of Pakistan’s Military Intelligence during the Indo-Pakistani War of 1947. Its success in achieving its goal without leading to a full scale invasion of Pakistan by the Soviets is a feat unmatched by any other through out the intelligence world. KGB, The best of its time, failed to counter ISI and protect Soviet interests in Central Asia. This GOLD MEDAL makes it rank higher than Mossad. It has had 0 double agents or Defectors through out its history, considering that in light of the whole war campaign it carried out from money earned by selling drugs bought from the very people it was bleeding, The Soviets. It has protected its Nuclear Weapons since formed and it has foiled Indian attempts to attain ultimate supremacy in the South-Asian theatres through internal destabilization of India. It is above All laws in its host country Pakistan ‘A State, with in a State’. Its policies are made ‘outside’ of all other institutions with the exception of The Army. Its personnel have never been caught on camera. Its is believed to have the highest number of agents worldwide, close to 10,000. The most striking thing is that its one of the least funded Intelligence agency out of the top 10 and still the strongest.

Agenda Template

In today’s world, each day your wok efficiency not only increases dramatically your worth over other employees but also give you an edge while evaluation of performance. That is why, the managers of today, are more concern with time saving and efficiency of regular basis. There are certain tasks that can help you out in this tense situation but I can share one important aspect that can obviously mark you up. This is use of Agenda Template.

Agenda templates are used to define the framework of upcoming event that can be meeting, conference or anything. The turn key templates help you in saving lot of time in preparation and indeed tension. Once you download it, you can use it according to your own wish and need. All you need to watch out for best template and then your finger will be at their best.

One important aspect while dealing with templates is “how to manage” them. Many peer managers on same organization found depressed while presenting unique information in very simple and ordinary template. Often you can ignore the corporate theme of your own business while presenting business development plan. Remember! Only hitting the right opportunity on right time can make difference. This is really high time to understand the importance of agenda template.

The edit option in template, allows it user to make necessary amendments according to desperate need. Since each company is carry on its own hallmark, so these changes sometimes become more vital than anything else. So, always use these functions while giving it final touch. For instance, change font style and background color can make a big difference. Think smart and achieve results, this is my theme of today.

Memo Template

Memo Template

Business management is all about the hidden secret of success that just revealed. Most of the time, your proper management skill saves you from heavy losses. But still there are many proponents of “business intuition sense”. Being attached with business community for the last 10 years, I have found that people with proper management are more successful as compare to those businessmen who just believe in business intuition sense. If you are utilizing your resources in the best interest of your business, then you are managing your business in right way.  As far as, utilization of resources is concerned, memo template is very important topic to chat about.

Memo template means, inter-departmental communication while following the rules and regulations as approved by organization’s management. This communication can be from upward to downward and may on peer to peer basis. All depend upon its user, how well they use it. On an average, more than 100 times, information flow from upward to downward hierarchy.  Most of the information flow uses vocal channels but a limited size of information exists on black and white and its existence makes it more special. To elaborate it with detail, a simple letter issued to concerns (junior managements or staff) for strict compliance. This letter is called Memo and specimen is called memo template.

 Like others, memo template comes with editable option where you can use your innovation skills. Once additions or deletion is made and confirmed, you can use it on publish level with confidence. Since, its usage is more than normal templates, so it is recommendable to use other similar templates like Sample memo template, Memo invoice credit, free memo template and interoffice memo.  

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